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Why travelers trust Global Accident Protection 24/7 Standard

Global Accident Protection 24/7 Standard

An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Global Accident Protection 24/7 includes coverage for an Act of Terrorism and is your best choice for accidental death & dismemberment coverage worldwide. Optional war zone and high risk destinations coverage is available.

The Global Accident Protection 24/7 plan pays a cash lump sum accidental death benefit in the event of your death due to a covered accident. This can help offset the financial burdens your family may face during a very difficult time.

Plan Features: 

  • 24 Hour Accidental Death and Dismemberment (AD&D) Benefits
  • Accidental Death, Dismemberment, Loss of Sight, and Speech and Hearing
  • Principle sum benefit available: 

  US$250,000 / $500,000 / $750,000 / or $1 Million

  • Paralysis Benefit
  • Coma Benefit
  • Seat Belt and Airbag Benefit
  • Felonious Assault Benefit
  • Home Alteration and Vehicle Modification
  • Acts of Terrorism Coverage is included in Standard coverage


Accidental Death Insurance for Standard Risk Countries
All Countries not listed in Area 1 or Area 2 below (Travel must be outside of your permanent home country)

Area 1 Countries: 

Afghanistan, Algeria, Cameroon, Iran, Iraq, all of Israel, Gaza Strip and West Bank, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region of Russia), Saudi Arabia, Somalia, Syria, Ukraine and Yemen.

Area 2 Countries: 

Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Dem. Republic of Congo, East Timor, Egypt, Eritrea, Haiti, India (Jammu, Kashmir & Mumbai), Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Libya, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan,  Uzbekistan, Venezuela, and Zimbabwe.

Area 3 Countries: 

Optional: Add War Risk Coverage

War Risk Coverage does not include the United States of America 
or the Insured Person's country of permanent residence.

Global Accident Protection 24/7 Standard plan benefits


Global Accident Protection 24/7 Benefits

Maximum Benefits 
US Dollars

24hr Accidental Death and Dismemberment

$250,000 - $500,000 - $750,000 or $1,000,000
Max Age 17 and under $25,000

Med Evac Rider


Athletic, Sports, and Hazardous Activity Rider*


Acts of Terrorism AD&D


Flight Accident AD&D


Common Carrier AD&D*


Travel must be outside of your permanent home country


Med Evac Rider

$500,000 - Emergency Medical Evacuation and Repatriation
$50,000 - Return of Mortal Remains
$50,000 - Emergency Medical Reunion
$50,000 - Return of Minor Child(ren)
$50,000 - Security and Natural Disaster Evacuation

Athletic, Sports, and Hazardous Activity Rider*
Bobsledding; Bungee Jumping; Canopying; Hang Gliding; Heli-Skiing; Horseback Riding; Jet, Snow; and Water Skiing; Kayaking; Martial Arts; Motorcycling & Motor Scooter; Mountain Biking; Mountain Climbing (under 14,000 feet); Paragliding; Piloting any Non- commercial Aircraft; Safari; Scuba Diving; Skydiving; Snowboarding; Spelunking; Surfing; Trekking; Whitewater Rafting (up to and including Class V Rapid only); Wind Surfing; Zip Lining.

*Common Carrier - means any motorized land, sea, and/or air conveyance operating under a valid license for the transportation of passengers for hire.

Eligibility information about this plan

Global Accident Protection Plan (GAPP) provides Accidental Death and Dismemberment (AD&D) Benefits and optional Medical Evacuation Benefits to those traveling outside their home country. Coverage is available for 2 adults, any unmarried dependent children ages 14 days until their 18th birthday, or children traveling alone.

  • Coverage is NOT available for travel in Iran.
  • Coverage is NOT available for citizens of Australia or Iran or residents of New York, Maryland and South Dakota

Medical Maximums: 100k, 250k, 300k, 500k, 750k or 1 million

Global Accident Protection 24/7 Standard Plan Documents

Global Accident Protection Plan (GAPP)

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