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Group Travel Protection Lite

Group Travel Protection "Lite" features: trip cancellation/trip interruption/trip delay, baggage/personal effects, emergency accident/sickness medical expense ($10,000), and emergency evacuation ($20,000). Pre-existing medical condition "waiver" applies if the plan is purchased within 14 days of the first trip payment or deposit. Minimum 10 travelers per policy. Available to U.S. residents.

(Minimum 10 Travelers per group)

The Group Travel Protection "Lite" Plan includes:

  • Trip Cancellation (Trip costs up to $5,000)
  • Trip Interruption
  • Trip Delay
  • Baggage/Personal Effects
  • Emergency Accident/Sickness Medical Expense ($10,000)
  • Emergency Evacuation/Repatriation of Remains ($20,000)
  • Emergency Assistance Services

Special Feature: 
The Pre-existing Medical Condition Limitation does not apply to Emergency Medical Evacuation, Medical Repatriation and Return of Bodily Remains. To qualify for the pre-existing medical conditions exclusion waiver, purchase within 14 days of Your initial trip deposit or first payment and insure the full non-refundable trip cost.


Group Travel Protection Lite plan benefits

Group "Lite" Schedule of Benefits

Benefits (per person) Maximum Amount of Coverage
(in U.S. Dollars)
Trip Cancellation** Trip Cost*
Trip Interruption** Trip Cost
Trip Delay (12 hours) $500 ($100/day)
Baggage/Personal Effects $500

Accident & Sickness Medical Expense


Emergency Medical Evacuation, Medical Repatriation & Return of Remains


Non-Insurance Worldwide Emergency Assistance Services (Provided by OnCall International)


* Subject to maximum limit of $10,000.
** For $0 Trip Cost, there is no Trip Cancellation and Trip Interruption is limited to $500 return air only.

Eligibility information about this plan

Citizenship: All Nationalities
Residency: U.S. Only
Ages: All Ages
Max Trip Length: 30 days

Group Travel Protection Lite plan costs

Cost of Trip Per Person Rate Per Person
$0 $16
$1 - $200 $20
$201 - $400 $30
$401 - $600 $41
$601 - $800 $53
$801 - $1,000 $62
$1,001 - $1,500 $98
$1,501 - $2,000 $125
$2,001 - $2,500 $155
$2,501 - $3,000 $184
$3,001 - $3,500 $205
$3,501 - $4,000 $234
$4,001 - $4,500 $258
$4,501 - $5,000 $284

All of the above rates are for the plan which includes insurance and non-insurance services.


Purchase within 14 days of initial trip deposit for Pre-Existing Condition Waiver.

The Pre-Existing Condition Exclusion will be waived if the protection plan is purchased within 14 days of the date your initial trip deposit is received, you insure the full non-refundable cost of the trip (and also insure all subsequent travel arrangements added to your trip within 14 days of your payment for those arrangements) and you are not disabled from travel at the time you pay the plan cost.


Insurance benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); 6. participating as a member of a team in an organized sporting competition; 7. participating in bodily contact sports, skydiving or parachuting, hang gliding or bungee cord jumping; 8. piloting or learning to pilot or acting as a member of the crew of any aircraft; 9. being Intoxicated as defined in the Plan, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 10. the commission of or attempt to commit a felony or being engaged in an illegal occupation; 11. normal childbirth or pregnancy (except Complications of Pregnancy) or voluntarily induced abortion; 12. dental treatment (except as coverage is otherwise specifically provided); 13. amounts which exceed the Maximum Benefit Amount for each coverage as shown in the Schedule of Benefits of the Plan; 14. due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or return of remains coverage; 15. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 16. a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You; 17. due to loss or damage (including death or injury) and any associated cost or expense resulting directly from the discharge, explosion or use of any device, weapon or material employing or involving chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act and regardless of any other sequence thereto.

Additional Limitations and Exclusions Specific to Baggage and Personal Effects

Benefits are not payable for any loss caused by or resulting from: breakage of brittle or fragile articles; wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule; theft or pilferage while left in any unlocked or unattended vehicle; property illegally acquired, kept, stored or transported; Your negligent acts or omissions; property shipped as freight or shipped prior to the Scheduled Departure Date; or electrical current, including electric arcing that damages or destroys electrical devices or appliances.

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