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Worldwide Trip Protector Lite

Worldwide Trip Protector Lite is our most affordable travel protection plan, offering basic coverage for budget-minded travelers. The plan is family-friendly by including coverage at no extra charge for one child under 18 per related adult on the same plan, as well as one-year job loss protection and terrorism coverage. If default and pre-existing medical conditions should be covered, move up to the Worldwide Trip Protector plan. Available to U.S. residents.

Eligibility for time-sensitive benefits are based on the initial payment/deposit for the originally scheduled trip, for which cash was paid, and not the date the Future Travel Credit (FTC) was applied towards the trip, if such a travel credit was used.

  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Missed Connection
  • Reimbursement of Miles or Reward Points
  • Baggage Delay
  • Baggage & Personal Effects
  • Primary Accident & Sickness Medical Expense
  • Emergency Medical Evacuation
  • Assistance Services

Option: Cancel For Work Reasons
May only be purchased within 14 days of initial trip deposit

Option: Accident & Sickness Medical Expense
Additional $10,000 Emergency Medical Expense
Option: Medical Evacuation and Repatriation of Remains
Additional $100,000 Emergency Medical Evacuation

Option: Rental Car Damage and Theft Coverage
Up to $25,000


Worldwide Trip Protector Lite plan benefits

Travel Arrangement Protection Benefit(s)

Maximum Benefit Amount

Trip Cancellation** up to 100% of the non-refundable insured Trip Cost*
Trip Interruption*** up to 150% of the non-refundable insured Trip Cost*
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
** Trip Cancellation is not applicable when $0 Trip Cost displayed on Your confirmation of coverage
Additional Trip Interruption

Reissue fee

Included under the Trip Cancellation benefit maximum

Trip Delay 12 hours up to $100/day, to a maximum of $300
Change Fee up to $250
Frequent Traveler Reward up to $250
Single Supplement Included
Missed Tour or Cruise Connection up to $300
Medical Evacuation and Repatriation of Remains Benefit - up to $100,000
Emergency Medical Evacuation Included
Medical Repatriation Included
Repatriation of Remains Included
Medical Escort Included
Transportation of Children/Child Included
Bedside Visit Transportation to Join You Included
 
Optional Cancel for Work Reasons** up to 100% of non-refundable insured Trip Cost*
Optional Rental Car Damage and Theft Coverage up to $25,000
Optional Medical Evacuation and Repatriation of Remains Benefit up to $100,000

 

 

Protection for your Belongings Benefit(s)

Maximum Benefit Amount

Baggage and Personal Effects up to $750

Sub-limits

Passport, Visa, or Other Travel Documents

Replacement

Credit Card charges and interest

flat amount $100
Per Article Limit up to $250
Combined articles limit up to $500
Baggage Delay 12 hours up to $200

 

 

Travel Insurance Benefit(s)

Maximum Benefit Amount

Medical Evacuation and Repatriation of Remains Benefit up to $1,000,000
Accident & Sickness Medical Expense up to $10,000
Dental Expense sublimit up to $750
Optional Additional Accident & Sickness Medical Expense up to $10,000

 

Accident Death and Dismemberment Benefit(s)

Maximum Benefit Amount

Optional Air Flight Only up to the limit purchased
Exposure Included
Disappearance Included

Optional Upgrade Benefits

The Optional Upgrade Benefit(s) are applicable only when specifically requested on the enrollment document(s) and you have paid the additional premium and the purchase is confirmed on your confirmation of benefits.

Eligibility information about this plan

Citizenship: All Nationalities
Residency: United States
Ages: All Ages
Max Trip Length: 30 days

Worldwide Trip Protector Lite Plan Documents

Worldwide Trip Protector Lite Summary

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