Why travelers trust Worldwide Trip Protector Lite
Worldwide Trip Protector Lite is our most affordable travel protection plan, offering basic coverage for budget-minded travelers. The plan is family-friendly by including coverage at no extra charge for one child under 18 per related adult on the same plan, as well as one-year job loss protection and terrorism coverage. If default and pre-existing medical conditions should be covered, move up to the Worldwide Trip Protector plan. Available to U.S. residents.
Eligibility for time-sensitive benefits are based on the initial payment/deposit for the originally scheduled trip, for which cash was paid, and not the date the Future Travel Credit (FTC) was applied towards the trip, if such a travel credit was used.
- Trip Cancellation
- Trip Interruption
- Travel Delay
- Missed Connection
- Reimbursement of Miles or Reward Points
- Baggage Delay
- Baggage & Personal Effects
- Primary Accident & Sickness Medical Expense
- Emergency Medical Evacuation
- Assistance Services
Option: Cancel For Work Reasons
May only be purchased within 14 days of initial trip deposit
Option: Accident & Sickness Medical Expense
Additional $10,000 Emergency Medical Expense
Option: Medical Evacuation and Repatriation of Remains
Additional $100,000 Emergency Medical Evacuation
Option: Rental Car Damage and Theft Coverage
Up to $25,000
Worldwide Trip Protector Lite plan benefits
Travel Arrangement Protection Benefit(s) |
Maximum Benefit Amount |
| Trip Cancellation** | up to 100% of the non-refundable insured Trip Cost* |
| Trip Interruption*** | up to 150% of the non-refundable insured Trip Cost* |
| *Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage | |
| ** Trip Cancellation is not applicable when $0 Trip Cost displayed on Your confirmation of coverage | |
| Additional Trip Interruption | |
|
Reissue fee |
Included under the Trip Cancellation benefit maximum |
| Trip Delay 12 hours | up to $100/day, to a maximum of $300 |
| Change Fee | up to $250 |
| Frequent Traveler Reward | up to $250 |
| Single Supplement | Included |
| Missed Tour or Cruise Connection | up to $300 |
| Medical Evacuation and Repatriation of Remains Benefit - up to $100,000 | |
| Emergency Medical Evacuation | Included |
| Medical Repatriation | Included |
| Repatriation of Remains | Included |
| Medical Escort | Included |
| Transportation of Children/Child | Included |
| Bedside Visit Transportation to Join You | Included |
| Optional Cancel for Work Reasons** | up to 100% of non-refundable insured Trip Cost* |
| Optional Rental Car Damage and Theft Coverage | up to $25,000 |
| Optional Medical Evacuation and Repatriation of Remains Benefit | up to $100,000 |
Protection for your Belongings Benefit(s) |
Maximum Benefit Amount |
| Baggage and Personal Effects | up to $750 |
|
Sub-limits Passport, Visa, or Other Travel Documents Replacement Credit Card charges and interest |
flat amount $100 |
| Per Article Limit | up to $250 |
| Combined articles limit | up to $500 |
| Baggage Delay 12 hours | up to $200 |
Travel Insurance Benefit(s) |
Maximum Benefit Amount |
| Medical Evacuation and Repatriation of Remains Benefit | up to $1,000,000 |
| Accident & Sickness Medical Expense | up to $10,000 |
| Dental Expense sublimit | up to $750 |
| Optional Additional Accident & Sickness Medical Expense | up to $10,000 |
Accident Death and Dismemberment Benefit(s) |
Maximum Benefit Amount |
| Optional Air Flight Only | up to the limit purchased |
| Exposure | Included |
| Disappearance | Included |
|
Optional Upgrade Benefits The Optional Upgrade Benefit(s) are applicable only when specifically requested on the enrollment document(s) and you have paid the additional premium and the purchase is confirmed on your confirmation of benefits. |
|
Eligibility information about this plan
Citizenship: All Nationalities
Residency: United States
Ages: All Ages
Max Trip Length: 30 days
Worldwide Trip Protector Lite Plan Documents
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