Why travelers purchase Business Travelers Insurance
If your company can answer "yes" to any of following questions, you are at risk and need International Insurance.
Many U.S. companies and corporations choose to minimize the potential liability they face in regards to employees that travel by purchasing business travel accident (BTA) insurance. Travel has become an absolute necessity in our new global economy. Available to U.S. companies with Domestic or International Employees.Quote & Buy
We live in uncertain times. An accidental death and dismemberment insurance policy will help give you and your family peace of mind in the event of your death or disability. Coverage provided for travel outside of your permanent Home Country Restricted Country: Not available to residents of Australia or European Union countries Restricted U.S. States: Not available to residence of New York, Maryland, or South Dakota.Quote & Buy
Designed for year-round peace of mind for people who love to travel. Coverage for unlimited international trips in a 12-month period (70 days max. per trip) $1,000,000 medical / $500,000 evacuation. (age 70+) $100,000 medical. Available to residents of certain U.S. states. Issued up to age 94. To be eligible for this plan, you must be enrolled in a primary health plan.Quote & Buy
MedjetAssist® is the premier air medical transport membership program for travelers. If you are hospitalized 150 miles or more from home, Medjet will arrange air medical transport all the way back to your hospital of choice in your home country - regardless of medical necessity. Available to U.S. residents.
Workers compensation for contractors is mandatory under the U.S. Defense Base Act (DBA) of 1941. This coverage applies to both U.S. workers and any foreign subcontractors who are not covered under their own country's workers compensation laws.Quote & Buy
Kidnap and extortion are very real and growing threats throughout the world. While the most vulnerable companies to kidnapping are those that have employees based or traveling overseas, organizations that have high profiles, handle large amounts of cash or work with sensitive information are also at risk.Quote & Buy
Business Travel Insurance FAQ's
What countries are considered High Risk for Travel?
Area 1 Risk: Afghanistan, Chad, Chechnya, Democratic Republic of Congo, Iraq, Israel - incl. West Bank & Gaza, Ivory Coast. Somalia, Sudan - Area 2 Risk: Algeria, Burundi, Central African Republic, Colombia, East Timor, Ethiopia, Guinea, Haiti, India - Jammu & Kashmir, Iran, Lebanon, Liberia, Nepal, Nigeria, Saudi Arabia, Yemen, Zimbabwe
What types of Business Travel Insurance are available?
You may choose from Travel Medical Insurance, Medical Evacuation, Political Evacuation, Accidental Death, Kidnap & Ransom, General Liability, Theft, Foreign Auto Coverage , Products Liabilty, and Defense Base Act, or a combination of these benefits.