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Why travelers trust High-Limit Travel Accident Insurance

High-Limit Travel Accident Insurance

Single-trip or annual accident insurance with optional war and terrorism coverage. Accident benefits from $100,000 to $20 million. Choose 24-hour coverage, common carrier, or flight accident only.

High-Limit Travel Accident Insurance is designed to provide supplementary coverage in the case of an accidental death or dismemberment while traveling internationally. The international insurance coverage can be purchased for common carrier (air travel, bus travel, etc.), flight only, or 24-hour coverage. High-Limit Travel Accident Insurance plans can also optionally cover risks due to war, terrorism, and nuclear, chemical and biological weapons.

Plan Features:

  • Up to $20 million Principle Sum Amount
  • Choose Accidental Death (AD), Accidental Death & Dismemberment (AD&D), or ADD&D + Sudden Cardiac Arrest Coverage
  • Choose Air Travel Only, Common Carrier, or 24-Hour Coverage
  • Optional War & Terrorism Coverage
  • Optional Nuclear, Chemical, and Biological Detonation Coverage

Our High-Limit Travel Accident Insurance can be purchased annually or to cover a specific date range. It is available to both individuals and groups. A large number of our clients purchase this coverage as a benefit for key employees traveling overseas or as a supplement to their Defense Base Act coverage if they are government defense contractors.

Please note: High-Limit Travel Accident Insurance quote requests are not instant and will generally take 24 to 48 hours. Quote requests received after close of business on Friday, Saturday or Sunday will be submitted to the underwriter Monday morning.

For short notice requests we suggest you consider the following travel accident plans that are available to purchase on line and include immediate email policy fulfillment:

  • For Single Trip Travel Accident common carrier1 coverage Click Here

1 "Common Carrier" means any air, land, or water motorized conveyance operated under a license for the transportation of Passengers for hire.

For quotes and additional products, call 1-866-979-6753 or 402-343-3699.


    High-Limit Travel Accident Insurance plan benefits

    Unlike sickness, which usually gives warning symptoms so there is time to prepare for emotional and financial consequences, accidents strike without warning. Medical insurance and disability insurance do not adequately compensate for specific losses of limbs, sight, hearing, or speech. Life insurance proceeds are seldom adequate for these needs. The accident hazard is sufficiently unique that it merits extra insurance protection.

    Who Buys High-Limit Travel Accident Insurance

    • Business Firms, to offset the loss of a key employee. To compensate families of employees for loss of income due to accidental death or permanent disability.
    • Professional Firms, to offset the temporary and long term financial aspects of accidental death or accidental bodily injury to a Principal of the firm. We insure the hands of surgeons, famous musicians, and athletes against accidental injury that would impair their dexterity.
    • Educators and students, to protect parents or sponsors against loss due to accidents while traveling or while living away from home.
    • Travelers, on business or on pleasure trips anywhere in the world.
    • War Correspondents, or military families.
    • Tour Groups, while on recreational or sporting trips such as skiing, scuba diving, sky diving, or bungee jumping.
    • Government Agencies and Programs.
    • Fraternal and Religious Activities.
    • Individuals and Families.

    Eligibility information about this plan

    Citizenship: All nationalities
    Residency: United States/expatriate and foreign nationals with office location in the U.S.

    Not available to residents of European Union countries.

    High-Limit Travel Accident Insurance Plan Documents

    No plan documents at this time.

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