When will my coverage be active?

Once the required premium has been paid, your coverage will begin based on the date you elected coverage at your location at 12:01 A.M. All coverage will begin on the later of the effective date or upon your departure from your home residence or home country. If purchasing the day of departure, your effective date will be based on the actual local time of purchase of the plan. See policy terms for more information based on the plan you choose at the point of purchase.

The Travel Insurance Experts