TravelSafe offers the most comprehensive coverage available. While it is possible to pay less through a cruise or tour operator, your coverage and benefits are going to be significantly less as well. Peace of mind and knowing that you have the best protection possible will allow you to relax and enjoy your vacation. There are many other advantages to insuring with a third-party provider like TravelSafe, such as protection from financial insolvency of your cruise or tour provider, 24-hour emergency assistance from anywhere in the world and direct payment to your medical provider in the event of an emergency. Plus, many cruise and tour insurance plans only cover you during the time and place they are hosting you, and only offer credit rather than cash in the event of a claim. TravelSafe protects you before, during and after your trip, and our claims are paid in cash.