Have a Travel Insurance Question? Ask the Experts

In light of the worldwide travel alert, can I cancel my trip and use my travel insurance?

There are four of us all going to Morocco together. We were wondering if there might be a discount on our insurance policy if we all use your services.

I saw that Dave Goldberg, the 47-year-old husband of Facebook Chief Operating Officer Sheryl Sandberg, died while on vacation in Mexico after a freak treadmill accident. I like to exercise while on vacation, especially at hotel gyms. Would travel insurance cover this? 

I leave for Cuba this Thursday and want to purchase the same policy my friend got from you a few days ago. Will it include trip interruption coverage if something happens while I’m on the trip? 

I’m writing you to see if we would be covered if we have to cancel or delay our departure because of a tropical storm, or hurricane — since we don’t have airline tickets and are driving instead.

Dan, my father is renting a house in Colorado for our family ski trip in December — seven nights at $3,000 a night. There are 29 of us who will be traveling. What would be a good travel insurance plan for us?

Our school class of 42 students and chaperones is going on a trip to the U.K. in June. With everything that has happened recently we want to be able to cancel for whatever reason we may have.

I purchased a policy online last evening and received an order I.D. number via email, but I haven’t received a travel insurance policy number or certificate. What happened?