You must purchase travel insurance once your waitlist has cleared and your deposit was then transferred to the "cleared" waitlist/reservation.
Example: On July 1, you give a "good faith" deposit for space to clear or open up on a specific trip and that space clears on August 1. It is only from August 1 that the clock starts counting and you have 21 days to purchase the travel insurance in order to meet the terms required for the Pre-ex Waivers, Financial Insolvency protection and our Cancel For Any Reason terms.
If you have a specific question about the TravelSafe Vacation Insurance Plan, please contact TravelSafe at (800) 523-8020 or email info@travelsafe.com