Do I need travel insurance if I have a Medicare Supplement?

Probably. Medigap Plans C, D, E, F, G, H, I, and J pay 80% of the billed charges for certain medically-necessary emergency care outside the U.S. after you meet a $250 deductible for the year. The deductible for Plans F and J is $2,000. These Medigap policies cover foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care. Foreign travel emergency coverage with Medigap policies has a lifetime limit of $50,000. Check your Medigap plan to determine if you are covered. Medigap plans do not cover medical evacuation or repatriation.

The Travel Insurance Experts