Published: Jun 1, 2017
Your clients will love you for this tip: there are travel insurance bargains to be had if they have children or grandchildren traveling with them. Let clients know that Travel Insurance Center has many travel protection plans available that will insure the children’s prepaid trip costs for no additional cost.
It can get a little tricky, and it pays to shop around because some plans insure one child free for each adult insured on the same policy. However, we also have a plan that will insure up to nine children age 17 and under with just one insured adult.
Consider this scenario. Grandma and grandpa, ages 63 and 60, want to take eight grandchildren ages 17 and under on a seven-night Caribbean cruise. They have a $1,500 trip cost per person. So they have $15,000 total trip cost that can be insured for the bargain price of $150. Let me repeat that, so there is no misunderstanding here: I said “one hundred and fifty dollars.” One percent of the trip cost is the premium and includes all 10 people.
That’s the same price it would be if it were just grandma and grandpa taking this trip and insuring with the Travel Insured International Worldwide Trip Protector plan. Plan benefits per person are as follows:
Benefits Per Person |
Coverage Limit |
Trip Cancellation |
100% of Trip Cost |
Trip Interruption |
150% of Trip Cost |
Missed Connection |
$500 (3 hour delay or more) |
Itinerary Change |
$500 (3 hour delay or more) |
Trip Delay |
$1,000 |
Change Fee Coverage |
$250 |
Reimbursement of Miles or Reward Points |
$250 |
Baggage & Personal Effects |
$1,000 |
Baggage Delay |
$300 (12 hour delay or more) |
Accident and Sickness Medical Expense |
$100,000 ($750 dental sublimit) |
Emergency Medical Evacuation |
$1,000,000 |
Non-Medical Emergency Evacuation |
$150,000 |
So tell your clients with kids or grandkids to round them up, and plan a trip and give us a call! Travel Insurance Center will be here to shop around and find insurance plans with no extra charge for children.
Had a great experience purchasing trip insurance. The agent was very friendly, helpful, and fully explained the different options. Will be back! - Robert K.
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