Do You Need Travel Insurance if You Already Have Credit Card Trip Protection?

Is travel insurance really necessary if your credit card company already offers protection? “It is if you want adequate levels of protection that credit card companies generally don’t provide,” says Dan Drennen, Director of Sales and Marketing at Travel Insurance Center^®.

Thepointsguy.com recently compared what credit cards offer with the protections available in travel insurance. The results? Available credit card coverage can’t provide the peace of mind that having a travel insurance policy can bring. The article specifically notes that travel insurance protections such as nonmedical evacuation and cancel for any reason are generally absent from credit card offerings. In essence, travel insurance can cover a plethora of potential issues, while credit card coverage is narrower in scope.

Per Drennen, “This is why it’s so important to supplement credit card protection with additional travel insurance. So many things can go wrong when traveling. It’s important to be prepared if the worst occurs.”

“What happens if you fall and break a leg while hiking in the Alps and your credit card doesn’t cover for emergency medical protection?” Dan continues. “Or, what if you were scheduled to fly to Maui on August 10, 2023? Who covers the flight costs and other expenses associated with not being able to take that scheduled trip due to the unexpected wildfire disaster that struck that region only a day prior?” These are just two examples of why it’s important to have a level of travel protection that goes beyond what credit card companies offer.

Where can you get this protection? Also, with all the insurance carriers out there, who do you go with, and how do you know it’s the most suitable plan for you? Dan recommends utilizing the services of a reputable travel insurance expert like the ones working at Travel Insurance Center. “Travel insurance is not a cookie-cutter solution,” Drennen stresses. “A good travel insurance agent does the research to find suitable solutions that meet your specific needs and budget.”

If you’re in the market for travel insurance, Dan invites you to consider Travel Insurance Center. Whether you need Cancel For Any Reason coverage, Emergency Medical Evacuation, or even Coronavirus-friendly plans, Travel Insurance Center can help. Let our team of Travel Insurance Experts do the work to find you the most suitable coverage for your particular needs and budget.

To get started, simply call Travel Insurance Center at 1.866.979.6753, or click here to get a complimentary, no-obligation quote.

Travel Insurance Center is operated by Senior Market Sales LLC, a licensed insurance marketing organization. Insurance services provided by Senior Market Sales LLC. This is a solicitation.