Does Travel Insurance Cover Unexpected Travel Accidents?
Written by: Dan Drennen, Director of Sales and Marketing
Published: Jul 1, 2015
T.E. from Oregon asks:
I saw that Dave Goldberg, the 47-year-old husband of Facebook Chief Operating Officer Sheryl Sandberg, died while on vacation in Mexico after a freak treadmill accident. I like to exercise while on vacation, especially at hotel gyms. Would travel insurance cover this?
Determination of coverage is made when all the facts have been gathered and documented. In this case, I would think the claims analyst will look for things like pre-existing medical conditions (is that why he fell?) or faulty exercise equipment (is the hotel at fault?).
The best thing to do is to look at the exclusions within a policy. I have never seen exercise or exercise equipment accidents excluded in a travel insurance policy.
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