Does Trip Cancellation Insurance cover pregnancy?

Elaine from Iowa asks: 
The trip we are insuring departs in October 2018. What if my daughter or daughter-in-law becomes pregnant. Is there trip cancellation coverage available for that reason?

Dan answers:

There is coverage available for a pregnancy that occurs after a policies effective date. The effective date of a trip cancellation policy is 12:01 a.m. the day after your purchase date. This is when your trip cancellation coverage will begin. All other policy benefits — such as emergency medical, medical evacuation, travel delay, etc. — begin on your trip departure date.

Trip cancellation for pregnancy is not included in many of policies we represent. Let’s review the specific policy language for a policy available that does provide this benefit.

Travel Insured International

Worldwide Trip Protector

From Coverage A — Trip Cancellation / Other Covered Reasons:

v. Your or Your Traveling Companion’s normal pregnancy or attending the childbirth of Your Family Member. The pregnancy must occur after the Policy Effective Date and be verified by medical records.