What does the trip interruption plans cover?

Ask Dan

Written by: Dan Drennen, Director of Sales and Marketing

Published: Jun 1, 2015

S.R. from New York asks:
I leave for Cuba this Thursday and want to purchase the same policy my friend got from you a few days ago. Will it include trip interruption coverage if something happens while I’m on the trip?

Dan’s Answer:

Your friend’s policy — a post-departure, zero ($0) trip cost insured Roam Right Preferred policy — does provide a trip interruption benefit, but with some limitations when the trip cost is not insured:

Return Air Only up to $750 if $0 limit displayed on Your Confirmation of Benefits. The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are unable to continue Your Trip due to the Unforeseen events listed under TRIP CANCELLATION.

In other words, you’ll have up to $750 to help with airline change fees should you have to go home right away.

To provide trip interruption coverage for unused travel arrangements that were prepaid to a travel supplier, you’d need to insure your prepaid nonrefundable trip cost or a portion thereof.

Had a great experience purchasing trip insurance. The agent was very friendly, helpful, and fully explained the different options. Will be back! - Robert K.

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